Business Insurance
Employers' Liability Insurance for Recruiters
Legal Protection for Your People - and Your Business
As soon as you hire even one employee Employers' Liability Insurance (EL) isn't optional - it's the law. Whether you manage a small recruitment agency or a large team of consultants, this cover protects your business if an employee is injured or falls ill as a result of their work.
What Is Employers' Liability Insurance?
Legal protection for your team and business
Legal Requirement
Mandatory from first employee, £2,500/day fines without it
Employee Protection
Covers workplace injuries, illnesses, and RSI claims
Financial Security
Legal defence costs and compensation coverage
Stay compliant with UK law and protect your business from employee injury claims
What Is Employers' Liability Insurance?
Legal Protection for Your People - and Your Business
As soon as you hire even one employee Employers' Liability Insurance (EL) isn't optional - it's the law. Whether you manage a small recruitment agency or a large team of consultants, this cover protects your business if an employee is injured or falls ill as a result of their work. It's not just smart - its legally required.
- Even in office-based or remote recruitment roles, accidents and illness can still happen
- From repetitive strain injuries to slips, trips or mental health-related claims
- Employees have the right to seek compensation if your business is at fault
- Without it, fines start at £2,500 per day
What This Policy Covers
Key Details
From £5.60/month
£10m cover - protecting your business from employee injury and illness claims
Cover Limit£10M
Employee injury caused by work duties
Compensation awards and settlements
Legal defence costs
Work related illness
Claims from former/temp/part-time staff
Note: Employers Liability cover is included within our Commercial Combined policy and cannot be purchased separately
Comprehensive Protection
What's Covered?
All policies come with £10m cover.
- Employee injury caused by work duties
- Compensation awards and settlements
- Legal defence costs
- Work related illness
- Claims from former/temp/part-time staff
Protection in Action
Discover how this cover helps your agency keep your people supported and your business moving forward through everyday challenges.
Workplace Injury
A recruiter slips on a wet floor in your office, injuring their back. Employer's liability cover could help manage compensation and legal costs keeping your business protected.
Workplace accidents covered
Occupational Illness
An employee suffers a work-related illness or stress condition due to prolonged workplace pressures, poor environment or high workloads. EL cover helps manage claims and legal costs
Occupational Illness Claims
Repetitive Strain Injuries
An employee develops a wrist or back injury from prolonged computer use, poor workstation setup or repetitive tasks. EL cover can help manage claims and associated costs.
RSI risks managed
Employers' Liability
Best Value
Starting from
£5.60/month
Transparent Pricing
What Does It Cost?
Insurance from £5.60/month, providing comprehensive £10m cover. Protects your agency against employee claims while giving you financial certainty and freedom to focus on growth.
- Affordable for agencies of all sizes
- Pay monthly or annually to suit cash flow
- Combine with other insurance for total protection
- Simple online set-up - cover in minutes
Our Commitment
Why Choose Us
Orbio EL Insurance provides reliable, straightforward and cost efficient protection. Comprehensive cover for employee claims, shaped by recruitment insight — so you can focus on clients and growth.
25+ Years' Experience
In recruitment industry risks
Tailored for Recruiters
No one-size-fits-all
Instant Online Quotes
And policy documents
Lloyd's Underwritten Insurance
Financially Strong
Legal Support Hotline
Included service
Optional Extras
PII, Public Liability, Tax Liability
Get Covered Today
Don't risk fines - or your teams safety. Get Employers Liability Insurance now and stay compliant, protected and confident.