Business Insurance
Public Liability Insurance For Recruiters
Because One Accident Could Cost You More Than A Placement Fee
As a recruiter, you may not think of your work as high-risk - but if a client or member of the public is injured or suffers property damage because of your business activities, Public Liability Insurance can be a crucial safety net.

What Is Public Liability Insurance?
Essential protection for business interactions
Third-Party Protection
Covers injuries to clients, visitors, and the public
Property Damage
Protection against accidental damage to client property
Business Activities
Coverage for office visits, site meetings, and events
Protect your business from unexpected third-party claims and maintain your professional reputation
What Is Public Liability Insurance?
Because One Accident Could Cost You More Than A Placement Fee
As a recruiter, you may not think of your work as high-risk - but if a client or member of the public is injured or suffers property damage because of your business activities, Public Liability Insurance can be a crucial safety net. Public Liability Insurance covers the cost of legal action and compensation claims if someone is injured or their property is damaged due to your business activities. It's designed to protect you from the unexpected - even if you're not at fault.
- Hosting client meetings at your office?
- Visiting candidate worksites or employer premises?
- Attending expos or career fairs?
- Leasing an office space?
What This Policy Covers
Key Details
From £4.66/month
Protection against third-party injury and property damage claims arising from your business activities
Flexible Cover Limitsupto £10M
Injury to third parties
Damage to third-party property
Legal defence costs
Compensation payouts
Cover at events and job fairs
Note: Excludes employee claims (requires EL insurance)
Comprehensive Protection
What's Covered?
One slip, trip, or accidental damage could lead to a costly claim. Public liability insurance makes sure your business doesn't foot the bill.
- Injury to third parties (e.g, a client trips over a cable in your office)
- Damage to third-party property (e.g, you knock over a laptop during a site visit)
- Legal defence costs
- Compensation payouts
- Cover at events and job fairs
- Note: It does not cover your employees - you'll need Employers Liability for that.
Protection in Action
Learn how this cover can help keep your agency confident and protected when everyday interactions take an unexpected turn.
Trip Hazard at Office
A visiting client trips on a loose carpet in your office and suffers an injury. Public Liability cover can help medical costs and compensation.
Protection for visitors to your offices
Accidental Damage on Site
During a client visit, a laptop is accidentally damaged. Public Liability cover can help cover repair or replacement costs and associated cover.
Cover for accidental damage
Exhibition Incident
At a job fair hosted by your agency, a candidate trips over a banner stand. Public Liability cover can assist with compensation and legal costs.
Safeguarding your agency at events
Public Liability
Best Value
Starting from
£4.66/month
Transparent Pricing
What Does It Cost?
Cover is available from £4.66/month, with flexible online limits up to £10m, providing your agency peace of mind, financial certainty and protection against accidents involving clients, candidates or visits.
- Affordable for agencies of all sizes
- Pay monthly or annually to suit cash flow
- Combine with other insurance for total protection
- Simple online set-up - cover in minutes
Our Commitment
Why Choose Us
Orbio PL Insurance delivers quick, easy and affordable protection. Comprehensive cover for accidents involving clients, candidates or visitors, designed for recruiters — keeping your agency safe, compliant and free from operational disruption.
25 Years' Experience
Protecting recruitment businesses
Tailored Policies
Built for your sector
Fast Claims Support
Jargon free assistance
Expert Insurance Cover
A-rated Lloyd's underwriting
Legal Hotline
Free access to assistance
Online Coverage
Get covered in minutes
Protect Your Business Now
Don't let a simple accident turn into a financial disaster. Get your Public Liability Insurance today - and meet clients with confidence.